https://www.epo.org/en/service-support/faq/myepo-services/central-fee-payment/making-credit-card-payments/what-happens-if
What happens if my credit card transaction fails?
If a credit card transaction fails before it is approved, the payment concerned is considered not to have been made. This applies irrespective of why the transaction failed, i.e. also if the failure was not attributable to the payer.
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